Mobile Home In-Park Financing

Please, let First Pacific Financial assist in reaching your home ownership dreams!

Manufactured and Mobile Home Chattel (Personal Property – Home Only or In-Park) Financing

First Pacific Financial has many years of Manufactured and Mobile Home industry knowledge and financing expertise, First Pacific Financial specializes in financing for Manufactured and Mobile Homes. First Pacific Financial is a seasoned leader in Manufactured and Mobile home financing in California, providing extraordinary service while helping homeowners reach their dreams.

Manufactured and Mobile Home Chattel (Personal Property – Home Only or In-Park) financing is available for Manufactured and Mobile Homes where the land the home is placed is not offered as collateral for the financing. The Manufactured and Mobile Homes can be located in Manufactured and/or Mobile Home parks/communities or sited on private property.

First Pacific Financial offers a wide range of Manufactured and Mobile Home Chattel (Personal Property – Home Only or In-Park) financing products and programs for new and existing (Pre-Owned/Used) Manufactured and Mobile Homes to meet each Borrower’s unique needs.


Purchase Programs

  • Loans Starting at Only 5% Down Payment
  • Senior or Family Manufactured and/or Mobile Home Parks/Communities
  • Manufactured or Mobile Homes Sited On Private Property
  • Single, Double, and Triple Section Manufactured and/or Mobile Homes
  • New and Existing (Pre-Owned/Used) Manufactured and/or Mobile Homes
  • Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes
  • Pre-HUD Mobile Homes (Built 1970 to June, 1976)
  • Fixed and Step Rate Programs
  • 20, 15, and 10 Year Terms
  • Seller Paid Closing Costs Allowed

Refinance Programs

  • Rate and Term Refinance – Lower Your Current Rate, Payment, and/or Term
  • Cash Out Refinance – Convert Equity To Make Home Improvements, Consolidate Debt, Pay For Child’s Education, Etc.
  • Senior or Family Manufactured and/or Mobile Home Parks/Communities
  • Manufactured or Mobile Homes Sited On Private Property
  • Single, Double, and Triple Section Manufactured and/or Mobile Homes
  • New and Existing (Pre-Owned/Used) Manufactured and/or Mobile Homes
  • Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes
  • Pre-HUD Mobile Homes (Built 1970 to June, 1976)
  • Fixed and Step Rate Programs
  • 20, 15, and 10 Year Terms

All financing program availability, rates, and terms are subject to Lender’s approval of Borrower’s qualification(s), home and home’s location, down payment, Loan-To-Value (LTV), and financing purpose. Not all financing programs are available for all Borrower(s) and/or all homes (Contact First Pacific Financial for financing information specific to your unique scenario). Information published here is subject to change without notice and does not constitute a commitment or a guarantee regarding financing approval or availability. Applications underwritten and approved/declined based on each application’s unique merit(s), which include, but are not limited to; Borrower’s capacity (Income, Employment Length, Quality, Dependability, and Stability, Assets, and Indebtedness), Borrower’s character (Credit History, Credit Depth, FICO Score), and collateral (Home Year, Make, and Model, Location, Condition, and Value).